Is your agency financially ready for the Renters’ Rights Act?
The abolition of Section 21, the end of fixed-term tenancies, and tighter compliance standards are already squeezing agency margins. Most agencies will not fail because of the law change itself. They will fail because their finance function was never built to handle the pressure.
Take our free 10-question financial health check and find out exactly where your agency stands before the pressure builds further.
Agency Financial Health Check
10 questions covering the financial areas most at risk from the Renters’ Rights Act changes.
“10 checks that reveal whether your agency’s finances are strong enough to survive the new rules.”
Free. No obligation. Results in 3 minutes.
The problems threatening your profit right now
These are not future risks. They are already eating into your margins.
You manage cash by checking your bank balance
Without a rolling 12-week cash flow model, a 15% rise in void periods from the new eviction process could push you into crisis before you even see it coming.
You are paying for compliance you cannot afford
Property portal registrations, ombudsman requirements, and stricter safety checks all cost staff time. If you have not repriced your management fees to cover them, you are subsidising landlords’ compliance.
Your client money is a compliance accident waiting to happen
CMP segregation rules are non-negotiable. Manual transfers and end-of-month reconciliations are not enough. Any commingling of client and operational funds puts your licence at risk.
You do not know which landlords are actually profitable
High-maintenance landlords with complex portfolios can quietly cost you more to manage than they bring in. If you only look at total revenue, you have no idea who is dragging your margins down.
A landlord exodus could wipe out your pipeline
With Section 21 gone, more landlords are considering selling up. If 10% of your managed portfolio walked out this year, do you know what that does to your bottom line and your headcount?
You only see your numbers at year-end
Management accounts delivered 10 months late are not management accounts. They are a history lesson. You cannot make good decisions about hiring, pricing, or growth without timely financial data.
I was working until midnight doing the books while my competitors were out networking and winning instructions. That is when I knew something had to change.
Essex estate agency owner
The challenges most agency owners face
Running a lettings or sales agency in 2026 means managing a finance function that most owners were never trained to run. These are the areas where we see agencies struggle most.
- Payroll and commission calculations for negotiators, property managers, and support staff
- Seasonal cash flow swings between spring/autumn instruction peaks and summer quiets
- VAT on management fees and the interaction with HMRC compliance requirements
- Client money protection (CMP) compliance and daily reconciliation obligations
- No clear picture of profit per branch, per landlord, or per service line
- Payroll-to-revenue ratio creeping above the safe benchmark without anyone noticing
What we provide
Your outsourced finance function, built for agencies
We act as the outsourced finance team for lettings and sales agencies across the UK. You get the financial clarity, the compliance confidence, and the strategic advice you need, without the cost of an in-house finance director.
- Monthly management accounts delivered within 10 days of month-end
- Rolling cash flow models factoring in void period risk and landlord attrition
- CMP compliance support and client money reconciliation processes
- Payroll management including commission structures and quarterly calculations
- Strategic financial advice on pricing, margins, and scaling safely
Why agency owners work with us
Niche focus
We work exclusively with property businesses. We understand how agencies operate, how commissions work, and what the Renters’ Rights Act actually means for your numbers.
Chartered expertise
UK Chartered Accountants with proven sector knowledge. Not a generalist firm that dabbles in property. A specialist practice that lives in it.
Shrink overhead
Replace a £30,000+ in-house finance hire with an outsourced function that costs a fraction of the price and delivers more strategic value.
Fixed monthly fee
Transparent pricing. No surprise invoices. You know exactly what you are paying and exactly what you are getting every single month.
Free health check
Find out exactly where your agency stands
Our 10-question financial health check covers the areas most at risk from the Renters’ Rights Act changes. You will get an instant score and a clear picture of where to focus first.
Your cash flow resilience and whether your agency could absorb a 15% rise in void periods
Your CMP compliance strength and whether your client money processes would survive a spot check
Your profitability by landlord and whether you know which parts of your portfolio are costing you money
Your landlord exodus risk and what a 10% portfolio reduction would actually do to your bottom line
Your payroll-to-revenue ratio and whether your staffing costs are inside the safe benchmark
Your compliance cost exposure and whether your fee structure covers the real cost of the new rules
10 questions. 3 minutes. Instant results.
Stop guessing. Start scaling.
The Renters’ Rights Act has changed the rules. Agencies that treat their finance function as a back-office task will struggle to hold their margins. Agencies that use their numbers strategically will dominate.
Start with the free health check to see exactly where you stand. Then book a call and we will show you what needs to change.
Or email us at enquiries@thepropertyca.co.uk
